Banking & Financial Services

United Law Company (ULC) is a leader in banking and international financial law prevailing in Pakistan. Specifically our services include policy and legal advisory, drafting and advocacy services, covering both domestic and international transactions. Our Banking team represents foreign and domestic lenders and borrowers, financial institutions, financing and insurance companies in all aspect of sophisticated commercial loan transactions and other credit transactions. We are continuously involved in advising them on various financing transactions, loans and project financing.

We provide our clients with expert practical legal advice regarding the Financial Institutions (Recovery of Finances) Ordinance 2001, The State Bank of Pakistan Prudential Regulations relating both to Banking as well as Non-Banning Financial Institutions and all regulatory concerns of Financial Institutions.

ULC members provide comprehensive services for the banking industry from assistance with commercial transactions to a variety of issues such as company formation, financing deals, privatizations, bankruptcies, and real estate acquisitions, commercial loans , corporate deals, transactions financed by large international aid institutions, leases, derivatives, and credit agreements, as well as in many project finance transactions.

ULC has a talented and experienced team of lawyers actively engaged in the representation of banks and financial services institutions. The attorneys in the Banking and Financial Services Group regularly practice in several important areas including bank regulatory law, general corporate and securities law, and insurance regulatory law. As banks and other financial services institutions are increasingly found under one roof, the Group provides a single integrated legal resource for these entities. Our lawyers have special expertise in reviewing and drafting complex mortgage, retail lending and deposit documentation, and in rendering general advice to banking clients on all matters of compliance. We have extensive experience of advising, consulting, negotiating, litigating, providing policy advice and acting on behalf of national and international banks, donors and borrowers on secured and other lending transactions. Our experience includes: restructurings, refinancing, project finance, securitization and other structured finance.

Practice Spotlight:

Asset Management

Banking Regulation

Bank Merger and Acquisition

Debt Securities

Establishment/Closure of Banking Office Floatation

Foreign exchange

Leasing and Asset Finance

Loan Documentation

Collecting Large Debts and Litigation

Public Offerings

Restructuring and Compliances

Securitization of Movable and Immovable Assets